Suffering an injury at work can be disheartening. Not only are you dealing with the pain and inconvenience of the physical injury, but you may also find yourself unable to work and earn an income as you did before the accident. You may have to miss work during your recovery, and you may find that the bills continue to accumulate. Thankfully, there are options available to you.
One of the options available to you is the ability to seek compensation and recovery through a workers’ compensation claim. This type of insurance is available through many Missouri employers, allowing you a way to address the financial loss and other complications associated with a work-related injury or illness. It is in your interests to learn about what injuries are compensable and how to maximize the recovery available to you.
Types of support you may be able to claim
The intent of workers’ compensation insurance is to provide support for those who suffered injuries at work, a worsening of a medical condition as a result of employment requirements or the onset of certain types of illnesses due to exposure at work. While every claim is different, some of the types of benefits that could be available to you include the following:
- Medical benefits — This includes recovery of medical expenses, surgeries, ambulance rides, ongoing rehabilitation needs and more.
- Rehabilitation benefits — This can assist you with ongoing recovery needs as you pursue physical healing, as well as support you may need upon your return to the workplace.
- Disability benefits — This can provide ongoing financial support as you recover and potentially consider applying for permanent disability benefits if you cannot return to work.
Insurance providers likely do not have your best interests in mind. It is important that you know what benefits are available to you so that you can fight for the full and fair recovery you deserve through your workers’ compensation claim.
Getting better and moving forward
You do not have to navigate the workers’ compensation claims process alone. An assessment of your accident, your recovery needs and other factors can provide you with the insight you need to pursue benefits. If you are unsure of where to begin or whether you have a valid claim, it might help to seek the insight of an experienced professional who can provide insight and support at every step.